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Finance Available

On orders over £600

Flooring Finance Comparison

Amount to borrow

9.9% Finance Over

This is a loan of with no deposit to pay and 9.9% APR interest. The full amount is paid in monthly installments of .

Available on orders between £600 and £7,000.*

Cash Price
Deposit (if applicable) £0.00
Number of monthly installments
Monthly installment amount
Total amount repayable
Representative APR 9.9%

For any questions regarding finance, call us on 0800 999 8100

Online Decision **
No Deposit

** In most cases

How it works

  • Step One

    Add enough goods to your basket to qualify for Finance.

  • Step Two

    At the payment stage in Checkout, choose the ‘Pay by Finance’ option.

  • Step Three

    Complete the V12 Retail Finance application form. There's no deposit to pay!

  • Add enough goods to your basket to qualify for Finance.
  • At the payment stage in Checkout, choose the ‘Pay by Finance’ option.
  • Complete the V12 Retail Finance application form. There's no deposit to pay!

Finance Terms & Conditions is a trading name of Keswick Flooring Ltd, a company registered in England and Wales, No. 4431986, VAT No. GB511003721. Registered office: Garsett House, St. Andrew's Hall Plain, Norwich, Norfolk. NR3 1AU. acts as a credit broker and only offers credit products from Secure Trust Bank PLC, trading as V12 Retail Finance. Our registration number is FRN 758868.
Credit provided subject to age and status.

  • Am I eligible for finance?
    In order to apply for finance you must:
    • Be at least 18 years of age.
    • Be employed for more than 16 hours a week or self-employed. Unemployed or retired applicants must have a partner in full time employment.
    • Have been a UK resident for 3 years or more.
    • Be able to make repayments by direct debit.
    • Be able to provide your previous address if you have lived at your current address for less than 3 years.
    • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.
  • Is there a minimum order value for credit applications?
    Yes. There's a set minimum and maximum on each finance option, so be sure to check your order qualifies. For our standard finance your order must be between £600 and £7,000.
  • Which products are eligible for standard finance?
    All of our products are eligible for our standard finance option, as long as the order meets the minimum and maximum values.*
  • Do you require a deposit?
    No. No deposit is required on any of our options!
  • What information do I need to supply?
    The application form asks for your name, date of birth, 3 year address history, phone and email contact details and income / employment information. If you are accepted you will also need a credit or debit card registered to your name and address as they appear on the application.
  • How long will it take to apply?
    It takes around 5 minutes to fill out the form and you should get an answer to your application instantly. However in some cases V12 Retail Finance, our finance provider, will need a little more time to look at the application in more detail.
  • What address can you deliver to?
    We are only able to deliver your goods to the address on your credit agreement (your home address). You will not be able to have goods shipped to another address or collect the goods from us in person. However you can call V12 Retail Finance Underwriting to verify your alternative address.
  • What happens after my application is approved?
    After your application is approved, you will receive an email directly from V12 Retail Finance - our chosen lender - who will outline the next steps to follow to confirm your identity. We will then ready your order for delivery.
  • What happens if my application is not approved?
    In the event that your application is not accepted, you are still welcome to pay with the conventional methods offered on our site.
  • Am I able to pay off my finance early?
    Yes. Simply contact V12 Retail Finance on 029 2046 8900 and they will calculate your outstanding finance and provide your settlement figure in line with the Consumer Credit Act. The total amount payable varies on the option you choose:
    - Our standard finance can be paid off in full at any time, including the amount of interest which would have been accrued in the full contract.
  • Does finance affect my ability to return goods?
    No, returns are still accepted according to our Terms and Conditions via our Customer Services department, who will contact the finance company on your behalf in this situation. If the full order is returned, the credit agreement will be cancelled. If only part of the order is returned, the credit agreement will be adjusted accordingly.

If you have any questions regarding finance, please call us on 0800 999 8100

* Some sale products may be excluded from finance - please see individual products for details.

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