- Be at least 18 years of age.
- Be employed for more than 16 hours a week or self-employed.
- Have been a UK resident for 3 years or more.
- Be able to make repayments by direct debit.
- Be able to provide your previous address if you have lived at your current address for less than 3 years.
- Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.
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